Lending refers to the practice of providing money or other resources to individuals or businesses with the expectation that the borrower will repay the loan with interest. This research area encompasses a wide range of topics related to the lending process, including credit risk assessment, loan pricing, borrower behavior, and the impact of lending on economic development. Researchers in this field may study the effectiveness of different lending models, the factors that influence lending decisions, and the implications of lending practices for financial stability and access to credit. Additionally, research in the lending field may also focus on emerging trends such as online lending platforms and peer-to-peer lending.